Pharmacist Insurance

Healthcare-related lawsuits are always a possibility for those in the medical field, and as a pharmacist you have as much risk as any other medical professional. Many pharmacists work in an office or for a large drug store chain, and these stores require appropriate coverage. If you are an independent pharmacist with your own small business, however, your pharmacy insurance needs to cover both yourself as a pharmacist and your business.

Pharmacist Insurance Features

If you are the business owner, you need general business insurance (like a business owners’ policy or BOP), commercial property insurance for an office space, worker's compensation insurance for employees, and liability coverage.

Liability coverage can cover an accident at your business, and it can cover you against malpractice lawsuits. The possible mistakes in the pharmacy industry exceed those in other businesses in risk and severity—the fact that pharmacists can have a direct effect on peoples’ health magnifies their liability. You need insurance protection if you or an employee makes a mistake.

An insurance policy will cover the cost of defending your case if you are sued. Most policies will give you deposition representation, and defendant expense coverage is also available. Depending on your state, some policies also cover your professional license. Each state has its own rules, so check with the states where you offer services to clients, and speak to one of our agents if you have questions. There are policies available that will cover you as an individual pharmacist, as well as policies for the business itself, and Tru Insurance Services agents can help you make the right choices on the coverage you need.

Call our office today to find out what coverage you need for your pharmacy insurance. Our staff will be happy to help you find the best coverage for your situation, whether you are an individual within a larger organization or you own the business. Call us to make sure you have the best possible coverage to protect yourself against all the risks of operating your business.

Our Location

Overland Park Office

8500 College Blvd
Overland Park, KS 66210
Main office: 913-385-5000

Our Providers


My experience with Tru was better than I could have hoped for. The time my agent took with me through the process let me know I was more than just another customer.
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My business has a number of exposures to loss. The thorough risk assessment and risk management services provided by Tru Insurance allows me to focus on running my business better.
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I have worked with Tru Insurance for over 10 years and would recommend it to anyone looking for great service and the lowest price. I personally have worked directly with Nick Biby, the president of the company, and he puts customer satisfaction first along with a great product.
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Neil Barnett and Nick Biby have gone above and beyond to take care of my family for years! They have a great team with the ability handle the basic family planning to the more complex personal and business lines.
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Working with Neil Barnett has been an absolute pleasure. I have my life insurance thru him. Neil is quick to respond to questions, patient, and extremely knowledgeable. I highly recommend Tru Insurance.
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I have worked with Nick Biby for several years. He is always willing to go above and beyond to take care of you!
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