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Storage Insurance

When you store something, you want to keep it safe. Most storage locations are safe, but there's always the chance of something going wrong—from a fire that spreads through multiple units to thieves breaking in and looking for valuables to sell, even a well-secured item could be at risk. Storage insurance can help mitigate this risk by providing coverage in case the stored items are damaged or stolen. This coverage is available to both businesses and individuals.

Storage Insurance for Businesses

Does your business store any equipment or inventory at an off-site location? Using self-storage facilities and other 'miniature warehouses' has become more popular in recent years, especially among companies who need just a little extra space, but storing objects in these off-site locations can remove them from the safety of your existing business plan.

Getting the right amount of storage insurance can make sure that anything stored offsite can be replaced if it's damaged while you're not looking. Be sure to ask a Tru Insurance Services agent about how much coverage your business needs—standard policies for storage insurance tend to have low limits, so if you're storing valuable equipment or inventory, you'll need to make sure your policy is enough to cover any losses in full.

Retail insurance does not apply to items that are being stored in the company's warehouse, on the shelves of a retail location, or anywhere within its normal offices. Those items are covered by other plans, typically commercial property insurance, and would not benefit from this type of coverage.

Storage Insurance for Individuals

Are you one of the millions of people with products kept in storage? If so, your assets may be at risk—and it's not just thieves you have to worry about. Many facilities are also exposed to problems like mold growth and weather damage, and you may not even know your belongings are at risk if you don't check them on a regular basis.

As someone with items in storage, you want your belongings to be safe and protected until you're ready to take them out of wherever they're being kept. Getting a storage policy now can help ensure that even if the worst occurs, you'll be able to get reimbursed for the items you lost.

 

1. "Storage Units Easy Prey for Thieves." ABC News. 2013. Accessed April 12, 2016. http://abcnews.go.com/blogs/business/2013/05/storage-units-easy-prey-for-thieves/

2. "Mold, Theft and Hurricanes: The Risks of Self-Storage." WSJ. August 3, 2005. Accessed April 12, 2016. http://www.wsj.com/articles/SB112303337889003384.

Our Location

Overland Park Office

8500 College Blvd
Overland Park, KS 66210
Main office: 913-385-5000

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Testimonials

My experience with Tru was better than I could have hoped for. The time my agent took with me through the process let me know I was more than just another customer.
John S.
The friendly service staff make my life so much easier whenever I have a need. Much appreciated!
Linda M.
My business has a number of exposures to loss. The thorough risk assessment and risk management services provided by Tru Insurance allows me to focus on running my business better.
Scott C.
I was unable to obtain a surety bond for my construction company from my last agent and my company suffered as a result. The bond department at Tru solved my problems and I now have bonding capability due to my agent's efforts. What a resource I have found in Tru!
Gerald T.
I have worked with Tru Insurance for over 10 years and would recommend it to anyone looking for great service and the lowest price. I personally have worked directly with Nick Biby, the president of the company, and he puts customer satisfaction first along with a great product.
Chuck M.
Neil Barnett and Nick Biby have gone above and beyond to take care of my family for years! They have a great team with the ability handle the basic family planning to the more complex personal and business lines.
Brandon C.
Working with Neil Barnett has been an absolute pleasure. I have my life insurance thru him. Neil is quick to respond to questions, patient, and extremely knowledgeable. I highly recommend Tru Insurance.
Liz T.
I highly recommend Neil Barnett with Tru insurance to my clients. I am a residential mortgage lender and I review policies and premiums on a daily basis. Tru Insurance consistently has the best coverage's for my client's needs with the best premiums. Tru Insurance is not a captive agency so they are able to shop several carries to get you the best policy for your needs. Neil always gets rave reviews from my customers after they have decided to switch insurance over to him.
Amy P.
I have worked with Nick Biby for several years. He is always willing to go above and beyond to take care of you!
Lyster B.