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Property Insurance

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at Tru Insurance Services, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from Tru Insurance Services who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with Tru Insurance Services before making a decision.

Our Location

Overland Park Office

8500 College Blvd
Overland Park, KS 66210
Main office: 913-385-5000

Our Providers

Testimonials

My experience with Tru was better than I could have hoped for. The time my agent took with me through the process let me know I was more than just another customer.
John S.
The friendly service staff make my life so much easier whenever I have a need. Much appreciated!
Linda M.
My business has a number of exposures to loss. The thorough risk assessment and risk management services provided by Tru Insurance allows me to focus on running my business better.
Scott C.
I was unable to obtain a surety bond for my construction company from my last agent and my company suffered as a result. The bond department at Tru solved my problems and I now have bonding capability due to my agent's efforts. What a resource I have found in Tru!
Gerald T.
I have worked with Tru Insurance for over 10 years and would recommend it to anyone looking for great service and the lowest price. I personally have worked directly with Nick Biby, the president of the company, and he puts customer satisfaction first along with a great product.
Chuck M.
Neil Barnett and Nick Biby have gone above and beyond to take care of my family for years! They have a great team with the ability handle the basic family planning to the more complex personal and business lines.
Brandon C.
Working with Neil Barnett has been an absolute pleasure. I have my life insurance thru him. Neil is quick to respond to questions, patient, and extremely knowledgeable. I highly recommend Tru Insurance.
Liz T.
I highly recommend Neil Barnett with Tru insurance to my clients. I am a residential mortgage lender and I review policies and premiums on a daily basis. Tru Insurance consistently has the best coverage's for my client's needs with the best premiums. Tru Insurance is not a captive agency so they are able to shop several carries to get you the best policy for your needs. Neil always gets rave reviews from my customers after they have decided to switch insurance over to him.
Amy P.
I have worked with Nick Biby for several years. He is always willing to go above and beyond to take care of you!
Lyster B.