Call Us Today:
913.385.5000

Minibus Insurance

We all know how important it is to have a vehicle covered by insurance, but if you're using a minibus to transport people, standard coverage may not be adequate in the event of an at-fault collision.

This is mostly a matter of scale. If eight or ten different people are all injured in a collision, a standard policy probably won't be able to cover the medical payments for all of them, leaving you to make up the difference. The larger policy cap of minibus insurance makes it much easier to handle a high number of claims.

Minibus Insurance Features

There are three major forms of minibus insurance:

  • Private use covers minibuses that are used for a single large family. This is an especially popular choice for families that are too big for a standard-size vehicle and decided to pick up a large van instead.
  • Hire and Reward covers the use of minibuses for picking up passengers, accepting payments from them, and dropping them off at another location. Essentially, this is the use of minibuses as a taxi service.
  • Business use covers minibuses that are used for any reason except private use or hire and reward. Groups that would need this format include churches, clubs, schools, organizations, and businesses that decide to pick employees up in a van rather than having all of them commute on their own.

As the owner of a minibus, you want to be sure that everyone inside of it is covered. The amount of insurance you need can vary depending upon how many people use the minibus as well as the purpose of its usage. Speak to a Tru Insurance Services agent about how you plan to use the vehicle before asking for a quote. This will help you get the most affordable coverage while making sure everyone in the vehicle is adequately covered.

Our Location

Overland Park Office

8500 College Blvd
Overland Park, KS 66210
Main office: 913-385-5000

Our Providers

Testimonials

My experience with Tru was better than I could have hoped for. The time my agent took with me through the process let me know I was more than just another customer.
John S.
The friendly service staff make my life so much easier whenever I have a need. Much appreciated!
Linda M.
My business has a number of exposures to loss. The thorough risk assessment and risk management services provided by Tru Insurance allows me to focus on running my business better.
Scott C.
I was unable to obtain a surety bond for my construction company from my last agent and my company suffered as a result. The bond department at Tru solved my problems and I now have bonding capability due to my agent's efforts. What a resource I have found in Tru!
Gerald T.
I have worked with Tru Insurance for over 10 years and would recommend it to anyone looking for great service and the lowest price. I personally have worked directly with Nick Biby, the president of the company, and he puts customer satisfaction first along with a great product.
Chuck M.
Neil Barnett and Nick Biby have gone above and beyond to take care of my family for years! They have a great team with the ability handle the basic family planning to the more complex personal and business lines.
Brandon C.
Working with Neil Barnett has been an absolute pleasure. I have my life insurance thru him. Neil is quick to respond to questions, patient, and extremely knowledgeable. I highly recommend Tru Insurance.
Liz T.
I highly recommend Neil Barnett with Tru insurance to my clients. I am a residential mortgage lender and I review policies and premiums on a daily basis. Tru Insurance consistently has the best coverage's for my client's needs with the best premiums. Tru Insurance is not a captive agency so they are able to shop several carries to get you the best policy for your needs. Neil always gets rave reviews from my customers after they have decided to switch insurance over to him.
Amy P.
I have worked with Nick Biby for several years. He is always willing to go above and beyond to take care of you!
Lyster B.
My experiences with Tru Insurance have always been positive. Dan McCarville is thorough, kind, swift, and always professional. They are very easy to do business with. Highly recommend.
Rachael A.
My husband and I have worked with Neil Barnett over the last year and a half, for both our personal, and LLC insurance needs. He is quick to respond and thorough in his work. We highly recommend him!
Teri H.