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Disability Insurance

Your Biggest Asset is You

Tru Insurance Services provides disability insurance to individuals in Overland Park, Leawood, Olathe, Prairie Village, Lenexa, Kansas City, and surrounding areas.

When it comes to protecting your assets, one of the most important things you can insure isn’t a material object like your car or home – it’s your ability to work and earn a living. At Tru Insurance Services, we know that like most people, you depend on your income to pay bills, put food on the table, and provide for your family. But if you get sick or injured and can’t work, you’ll need to be protected in order to maintain your standard of living.

With disability income Insurance from Tru Insurance Services, you can continue to pay your bills and keep you and your family from going into serious debt. If you can’t work as a result of injury or other illness, a disability insurance policy will pay a portion of your income, usually between 50 and 70 percent.

Policies can vary greatly depending on the individual, and the duration and amount for which you are reimbursed are determined by the nature of the disabling accident. Like life insurance, disability is purchased for a period of time, such as a two or five-year term, and benefits will only be paid if you become disabled during the term of the policy.

Choosing the right disability coverage is important. In the event you become disabled, you'll want to ensure that you and your family have enough coverage. A representative at Tru Insurance Services will look at the individual factors in your life and work situation, and help design the best policy that meets your personal insurance needs.

Our Location

Overland Park Office

8500 College Blvd
Overland Park, KS 66210
Main office: 913-385-5000

Our Providers

Testimonials

My experience with Tru was better than I could have hoped for. The time my agent took with me through the process let me know I was more than just another customer.
John S.
The friendly service staff make my life so much easier whenever I have a need. Much appreciated!
Linda M.
My business has a number of exposures to loss. The thorough risk assessment and risk management services provided by Tru Insurance allows me to focus on running my business better.
Scott C.
I was unable to obtain a surety bond for my construction company from my last agent and my company suffered as a result. The bond department at Tru solved my problems and I now have bonding capability due to my agent's efforts. What a resource I have found in Tru!
Gerald T.
I have worked with Tru Insurance for over 10 years and would recommend it to anyone looking for great service and the lowest price. I personally have worked directly with Nick Biby, the president of the company, and he puts customer satisfaction first along with a great product.
Chuck M.
Neil Barnett and Nick Biby have gone above and beyond to take care of my family for years! They have a great team with the ability handle the basic family planning to the more complex personal and business lines.
Brandon C.
Working with Neil Barnett has been an absolute pleasure. I have my life insurance thru him. Neil is quick to respond to questions, patient, and extremely knowledgeable. I highly recommend Tru Insurance.
Liz T.
I highly recommend Neil Barnett with Tru insurance to my clients. I am a residential mortgage lender and I review policies and premiums on a daily basis. Tru Insurance consistently has the best coverage's for my client's needs with the best premiums. Tru Insurance is not a captive agency so they are able to shop several carries to get you the best policy for your needs. Neil always gets rave reviews from my customers after they have decided to switch insurance over to him.
Amy P.
I have worked with Nick Biby for several years. He is always willing to go above and beyond to take care of you!
Lyster B.
My experiences with Tru Insurance have always been positive. Dan McCarville is thorough, kind, swift, and always professional. They are very easy to do business with. Highly recommend.
Rachael A.
My husband and I have worked with Neil Barnett over the last year and a half, for both our personal, and LLC insurance needs. He is quick to respond and thorough in his work. We highly recommend him!
Teri H.